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But is there a universal problem or solution
My son lives in Richmond Indiana and housing costs are not exploding. I live in Iowa City where they are.
Maybe regulation of venture capitalist to stay out of residential neighborhoods and turning what should be home into air bnb and similar would help to reset the market.
Regulate that new development must include xx% affordable housing.
Not convinced that 50 year mortgage is the answer when we could regulate greed and vulture capital groups out of housing markets.