General Discussion

Melon

(1,791 posts)

32. Preferably you are cost averaging.

Thu Jun 4, 2026, 09:37 PM

Thursday

In December, everyone who cashed out due to doom are down 20% to the markets in only 6 months. That’s multi years of returns for the average investor. They can’t buy in now because of more doom.
The market would have to lose 20% if you’ve taken no gains just to get you back to that time.
It’s crazy to try and time and a huge losing strategy.
You are better off cost averaging with your purchases or just investing more conservatively.

Cashing out also means your down another 3% to inflation. Crazy.

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longshot prediction: the AI bubble gets popped this month by the SpaceX IPO, so get out NOW [View all] paulkienitz Thursday OP

Sold my last 3 stocks. Moved money to a multigraincracker Thursday #1

You may be right edhopper Thursday #2

If the Democrats win back Congress this fall I predict a stock market correction. yardwork Thursday #4

Trump will still be President edhopper Thursday #22

There are no crashes anymore. Market is rigged and irrational GreatGazoo Thursday #3

That kind of rigging can't hold forever paulkienitz Thursday #11

and yet here we are GreatGazoo Thursday #15

Something I think a lot of folks are missing are structural changes in the market. Happy Hoosier 23 hrs ago #43

Have had similar thoughts GreatGazoo 23 hrs ago #44

Yeah, lots of folks specualte about that kind of stuff... Happy Hoosier 23 hrs ago #45

The issue is how many times have we been told to leave the market? Melon Thursday #5

Yeah, that's where I am ITAL Thursday #8

It took six years to recover edhopper Thursday #23

Six years isn't that long for me ITAL Thursday #24

Or get out now and edhopper Thursday #28

Preferably you are cost averaging. Melon Thursday #32

There are other investments edhopper Thursday #33

If you took your money out in 2007 edhopper Yesterday #40

No it's not "just as risky". paulkienitz Thursday #9

Ill gotten ponzy...huh? You mean investment returns. Melon Thursday #21

"others success"? There is no success to profit from in AI. paulkienitz Thursday #25

Go read what Sam Altman is saying. Uber and Melon Thursday #31

That math doesn't math -- companies will not pay enough. paulkienitz Yesterday #34

WSJ and Gallup did a story looking at how Democrat voters are losing money GreatGazoo Thursday #16

"Democratic." The adjective form is "Democratic." ColoringFool Thursday #17

I could have put a hyphen in there but noun GreatGazoo Thursday #20

No Johnny2X2X Thursday #6

I've heard that song before. paulkienitz Thursday #10

We've been waiting decades for a bubble Johnny2X2X Thursday #12

Index funds are like 50% AI bubble now. paulkienitz Thursday #14

9 years ago when I joined DU, people were saying that Bitcoin would burst and go to near zero Polybius Yesterday #36

Bitcoin will either sputter on for decades, or go almost instantaneously to zero at any time -- it's not predictable. paulkienitz Yesterday #37

People are predicting the market is holding on Johonny Thursday #7

I turned some investments into a newer and larger house CanonRay Thursday #13

I'll just keep my NVIDIA,TYVM. ColoringFool Thursday #18

Jensen Huang is pulling sooo many circular-financing fast ones... paulkienitz Thursday #19

Heard the same shit from Thom Hartmann a few years back Ziggy Beans Thursday #26

That same lie was told before the last two crashes. paulkienitz Thursday #29

imho Fat gains should be pruned. Rotation is underway. bucolic_frolic Thursday #27

Simple.... multigraincracker Thursday #30

More apropos to the current situation, index funds do the opposite. paulkienitz Yesterday #38

I think that's a terrible prediction Polybius Yesterday #35

"doesnt crash anymore" paulkienitz Yesterday #39

Lol imagine taking investment advive from a panicked, anonymous internet poster. BannonsLiver Yesterday #41

I am hardly alone in pointing out how remarkably huge and smelly an elephant is currently in the room. paulkienitz 12 hrs ago #47

Or not Happy Hoosier Yesterday #42

I have no intention of trying to call tops and bottoms. I just want to avoid big crashes. paulkienitz 12 hrs ago #46