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HighFired49

(493 posts)

8. How is this insurance fraud?

Reply to LetMyPeopleVote (Original post)

Thu Mar 26, 2026, 12:06 AM

12 hrs ago

There is no mention of premium charges being higher/lower depending on number of occupants or their family status. I've never heard of insurance premiums being based on the number of occupants in a single family dwelling. Being a former underwriter, the biggest factor in property rates in this situation would be whether the home is occupied full time, because when a house is unoccupied, it is more likely to suffer losses when vacant. The article doesn't give much info., but it sounds like harassment to me.

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