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Consumer Advice

customerserviceguy

(25,347 posts)

4. Not necessarily

Reply to 3Hotdogs (Reply #2)

Mon Oct 14, 2019, 09:16 PM

Oct 2019

I pay all my balances in full every single month, but I run my spending through a card to get hotel points, frequent flier mileage, and sometimes cash back.

Generally, for most people, you've got a good point.

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Credit scores and "credit usage" [View all] Beartracks Oct 2019 OP

Generally it's revolving debt divided by total available revolving credit FBaggins Oct 2019 #1

Does revolving debt include "catalog" or "store" cards? Beartracks Oct 2019 #6

It does if you can keep making charges on the account FBaggins Oct 2019 #7

As per Dave Ramsey, if you have to put it on a credit card, 3Hotdogs Oct 2019 #2

Not necessarily customerserviceguy Oct 2019 #4

That does not include paying balance each month use. dixiegrrrrl Oct 2019 #5

It's aggregated customerserviceguy Oct 2019 #3