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Consumer Advice

dixiegrrrrl

(60,088 posts)

5. That does not include paying balance each month use.

Reply to 3Hotdogs (Reply #2)

Mon Oct 14, 2019, 10:16 PM

Oct 2019

Credit cards are the way to go for online purchases, 'cause the card company will back you up in a charge dispute. As will Pay Pal, which requires a card to open an account.

Using a card to pay for plus 30 day items, which rack up interest payments, not good at all.

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Credit scores and "credit usage" [View all] Beartracks Oct 2019 OP

Generally it's revolving debt divided by total available revolving credit FBaggins Oct 2019 #1

Does revolving debt include "catalog" or "store" cards? Beartracks Oct 2019 #6

It does if you can keep making charges on the account FBaggins Oct 2019 #7

As per Dave Ramsey, if you have to put it on a credit card, 3Hotdogs Oct 2019 #2

Not necessarily customerserviceguy Oct 2019 #4

That does not include paying balance each month use. dixiegrrrrl Oct 2019 #5

It's aggregated customerserviceguy Oct 2019 #3