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Personal Finance and Investing

3Hotdogs

(14,982 posts)

8. I see nothing wrong with the Ramsey plan. It is one of two --- pay high interest first or lowest balance first.

Reply to Happy Hoosier (Reply #6)

Tue Dec 16, 2025, 05:37 PM

Dec 16

A person wanting to pay off debt can't go wrong with either one.

I listen to Ramsey when I am in the car and there is nothing else I want to listen to. My criticism of Ramsey - his focus on Jesus. If Jesus did all that good, why are people in trouble in the first place? Why does DroopyDon get rewarded with more monty than he can ever spend in his (hopefully soon to be shortened) lifetime?

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New question: Credit score and credit card usage ratio [View all] Beartracks Dec 16 OP

I have a very high credit score. multigraincracker Dec 16 #1

good for you. however, zero effort toward any attempt in answering stopdiggin Dec 16 #3

Bankrate.com has a calculator which may help markodochartaigh Dec 16 #2

Thanks a lot for the link! Just used calculator- very handy. tazcat Dec 16 #7

Credit card to credit card MAY affect the score for a couple of weeks until the balances are reported. 3Hotdogs Dec 16 #4

As Dave Ramsey points out, if you have to put it on the card, or take out a loan for it, "YOU CAN'T AFFORD IT." Happy Hoosier Dec 16 #6

I see nothing wrong with the Ramsey plan. It is one of two --- pay high interest first or lowest balance first. 3Hotdogs Dec 16 #8

Dave Ramsey has a monetary worth of around $200 million. markodochartaigh Dec 16 #10

You're right, there. 3Hotdogs Dec 16 #11

Further thought, most of the people contacting Ramsey are in money trouble. They are stressed out. He gives them 3Hotdogs Dec 16 #9

It varies by bureau a bit, but... Happy Hoosier Dec 16 #5

Your last sentence is what I'm thinking. But... Beartracks Dec 16 #12

No big purchases waiting in the wings. Beartracks Dec 16 #13

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