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Personal Finance and Investing

lastlib

(28,735 posts)

3. I suspect not much you can really do, beyond.....

Reply to QED (Original post)

Thu Jun 4, 2026, 12:51 PM

15 hrs ago

...moving to a self-directed IRA, which will be more headaches for you than you'd ever want. Or move entirely into a bond-only portfolio. Without knowing more about your individual situation, I can't really advise you. The previous suggestion of talking to your bank is your best starting point.

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QED

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How can I avoid my 401k participating in the SpaceX IPO? [View all] QED 16 hrs ago OP

Lots of research to do. bucolic_frolic 16 hrs ago #1

You can't because of "discretionary investment authority." You might try moving it to a self-directed in2herbs 15 hrs ago #2

I suspect not much you can really do, beyond..... lastlib 15 hrs ago #3

Credit Union guy said I don't have indexed funds. QED 15 hrs ago #4

What do you have? Fiendish Thingy 15 hrs ago #6

That's a bit of a generalization and not accurate in all cases bucolic_frolic 14 hrs ago #7

Mutual funds have much higher fees than ETF's.nt Fiendish Thingy 13 hrs ago #8

Going all bonds would be a bad move, especially now Fiendish Thingy 15 hrs ago #5